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Save Money on Energy Bills A solar energy system allows you to produce your own electricity, drastically reducing or  nearly eliminating your utility power bill. Solar powered electricity also eliminates your dependency on your local utility company.  2. Zero-Down Solar = Simple Math Decision Would your new solar + utility payment be immediately LESS than your current utility only payment?  That\u2019s the simple question to find the answer to, which makes it easy to decide whether or not solar energy is right for your home.  The answer depends on a few things; where your home is, which way your roof(s) faces, how much shade hits the roof(s), how much electricity do you use, and ultimately your credit approval for solar financing, etc. For more information, see our article on \u201cHow many solar panels do I need?\u201c  In the end, after a FREE solar analysis, the bottom line is usually, \u201cIs my new combined solar payment LESS than my old electricity payments?\u201d  Today\u2019s solar financing plans let you own your own solar energy system without any money down (on approved credit), and the total monthly payment will be less than your current average electric bill.  To learn more about the different solar financing options, see our \u201cComplete Guide to Solar Power Purchase Agreement, Lease, and Buying Solar.\u201c  3. Savings Starts from Day One Your solar payment can be locked in as a level payment, whereas your utility rates go up every year, which usually makes the projected  savings add up to tens of thousands of dollars.  4. Freedom from Utility Company Prison You are currently serving a life sentence with your utility company. You can\u2019t shop other utility companies, you are stuck with the one you have, SDG&E, and have to pay them for life, no matter what their rates are, and matter how long you live.  With solar power, your solar financing payments will end in 5 to 20 years, depending on the terms you choose, and then all the electricity your solar panels produce is FREE. And systems are warrantied for 25 years with expected life-span are over 40 years.  No more life sentence with your utility company.  5. Get a Federal Income Tax Credit Solar panel installation is made even more affordable through federal income tax credits.  In tax year 2021, twenty-six percent (26%) of your total system costs are reimbursed through federal investment tax credits (ITC). Speak with your tax advisor to see if you qualify.  Hurry, because tax credits are set to reduce to twenty-two percent (22%) for systems installed in 2023 and then to zero thereafter for homes (10% for businesses indefinitely).  6. Avoid Future Utility Rate Increases Electrical costs rise every single year. Solar protects you against those rising electrical costs and hiked up rates. With solar energy, you are generating your own power at an upfront fixed price.  7. Benefit from a Secure Investment Besides the financial incentives and low energy bills, a solar energy system\u2019s return on investment (ROI) typically exceeds 10 percent.  8. Increase Your Property Value Solar panel system may increase your property resale value. Beginning in 2020 all new homes built in California must have solar already installed.  The marketplace is changing due to the high costs of utility company electricity and the environmental damages of carbon fuels. Solar energy has become the preferred choice.  Depending upon market conditions, solar may help you get more for your home.  9. It\u2019s Good for the Environment Every solar panel installed equals less carbon-based fuels burnt and less damaging pollution mixed in our air.  In addition to providing you financial savings, your solar panels will also help contribute to environmental health of our city, country, and planet.  10. Maintenance Is Easy Well made, high-efficiency solar panels don\u2019t require much maintenance after installation.  Washing your solar panels at least once a year or more is all that\u2019s required.  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